Call reports 2014
CHASE BANK USA, NATIONAL ASSOCIATION — 2014
What CHASE BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 125,334,786,000 | 128,293,602,000 | 142,620,813,000 | 130,662,640,000 |
| Total loans | 91,556,380,000 | 94,181,288,000 | 96,185,458,000 | 99,073,996,000 |
| Allowance for loan losses | 2,779,310,000 | 2,755,721,000 | 2,837,557,000 | 2,693,863,000 |
| Securities available for sale | 1,000,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities held to maturity | 11,000 | 10,000 | 9,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,418,191,000 | 46,878,139,000 | 58,851,599,000 | 45,760,042,000 |
| Interest-bearing deposits | 44,195,691,000 | 46,663,334,000 | 58,626,142,000 | 45,519,107,000 |
| Noninterest-bearing deposits | 222,500,000 | 214,805,000 | 225,457,000 | 240,935,000 |
| Equity capital | 25,740,078,000 | 26,627,320,000 | 27,162,374,000 | 27,799,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,502,343,000 | 4,943,462,000 | 7,468,377,000 | 10,035,499,000 |
| Interest expense | 89,332,000 | 193,279,000 | 299,102,000 | 408,623,000 |
| Net interest income | 2,413,011,000 | 4,750,183,000 | 7,169,275,000 | 9,626,876,000 |
| Noninterest income | 689,400,000 | 1,489,356,000 | 2,237,409,000 | 2,996,456,000 |
| Noninterest expense | 1,586,712,000 | 3,365,920,000 | 5,025,488,000 | 6,782,401,000 |
| Provision for loan losses | 543,498,000 | 1,209,978,000 | 1,907,168,000 | 2,390,632,000 |
| Pretax income | 972,201,000 | 1,663,641,000 | 2,474,028,000 | 3,450,299,000 |
| Income tax | 367,036,000 | 670,374,000 | 945,356,000 | 1,284,449,000 |
| Net income | 605,165,000 | 993,267,000 | 1,528,672,000 | 2,165,850,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,545,475,000 | 13,625,715,000 | 14,116,888,000 | 14,555,993,000 |
| Total capital | 19,412,599,000 | 19,525,903,000 | 20,041,077,000 | 20,516,642,000 |
| Risk-weighted assets | 95,796,319,000 | 98,508,717,000 | 100,371,006,000 | 103,468,044,000 |