Call reports 2012
CHASE BANK USA, NATIONAL ASSOCIATION — 2012
What CHASE BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 116,533,391,000 | 115,889,566,000 | 115,931,571,000 | 120,651,536,000 |
| Total loans | 97,482,029,000 | 96,583,891,000 | 95,758,921,000 | 98,813,482,000 |
| Allowance for loan losses | 4,947,109,000 | 4,302,687,000 | 4,307,968,000 | 4,343,550,000 |
| Securities available for sale | 1,021,000 | 1,000,000 | 1,000,000 | 1,000,000 |
| Securities held to maturity | 28,000 | 26,000 | 24,000 | 23,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,847,114,000 | 32,552,678,000 | 31,885,752,000 | 41,637,500,000 |
| Interest-bearing deposits | 33,651,845,000 | 32,371,124,000 | 31,711,859,000 | 41,462,200,000 |
| Noninterest-bearing deposits | 195,269,000 | 181,554,000 | 173,893,000 | 175,300,000 |
| Equity capital | 22,125,563,000 | 22,149,172,000 | 21,977,273,000 | 21,832,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,817,479,000 | 5,479,584,000 | 8,226,437,000 | 10,997,902,000 |
| Interest expense | 145,424,000 | 272,360,000 | 402,006,000 | 519,066,000 |
| Net interest income | 2,672,055,000 | 5,207,224,000 | 7,824,431,000 | 10,478,836,000 |
| Noninterest income | 819,555,000 | 1,727,031,000 | 2,567,598,000 | 3,419,216,000 |
| Noninterest expense | 1,790,351,000 | 3,622,916,000 | 5,263,889,000 | 6,940,562,000 |
| Provision for loan losses | 483,181,000 | 871,143,000 | 1,748,245,000 | 2,649,662,000 |
| Pretax income | 1,214,578,000 | 2,436,696,000 | 3,376,395,000 | 4,304,328,000 |
| Income tax | 450,034,000 | 898,543,000 | 1,260,141,000 | 1,580,587,000 |
| Net income | 764,544,000 | 1,538,153,000 | 2,116,254,000 | 2,723,741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,923,739,000 | 9,953,149,000 | 9,786,946,000 | 9,648,304,000 |
| Total capital | 13,397,319,000 | 13,414,035,000 | 13,238,097,000 | 13,130,874,000 |
| Risk-weighted assets | 102,260,949,000 | 101,877,209,000 | 101,083,522,000 | 103,593,108,000 |