Call reports 2010
CHASE BANK USA, NATIONAL ASSOCIATION — 2010
What CHASE BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 146,310,819,000 | 139,158,852,000 | 131,981,067,000 | 131,082,741,000 |
| Total loans | 133,547,908,000 | 124,463,863,000 | 116,150,969,000 | 114,552,152,000 |
| Allowance for loan losses | 14,364,415,000 | 11,119,531,000 | 9,887,395,000 | 7,956,489,000 |
| Securities available for sale | 73,211,000 | 61,267,000 | 68,580,000 | 68,591,000 |
| Securities held to maturity | 50,000 | 48,000 | 43,000 | 40,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,882,405,000 | 19,466,854,000 | 20,322,313,000 | 20,662,489,000 |
| Interest-bearing deposits | 20,722,985,000 | 19,305,704,000 | 20,171,367,000 | 20,497,791,000 |
| Noninterest-bearing deposits | 159,420,000 | 161,150,000 | 150,946,000 | 164,698,000 |
| Equity capital | 23,343,540,000 | 23,956,087,000 | 24,864,560,000 | 25,293,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,181,654,000 | 7,977,151,000 | 11,742,538,000 | 15,323,454,000 |
| Interest expense | 283,281,000 | 546,573,000 | 790,094,000 | 987,313,000 |
| Net interest income | 3,898,373,000 | 7,430,578,000 | 10,952,444,000 | 14,336,141,000 |
| Noninterest income | 765,923,000 | 1,643,496,000 | 2,505,920,000 | 3,395,893,000 |
| Noninterest expense | 1,361,696,000 | 2,933,711,000 | 4,485,056,000 | 6,180,839,000 |
| Provision for loan losses | 3,447,369,000 | 5,312,446,000 | 6,724,609,000 | 7,014,455,000 |
| Pretax income | -144,769,000 | 827,917,000 | 2,248,699,000 | 4,536,740,000 |
| Income tax | -38,535,000 | 314,010,000 | 831,043,000 | 1,683,110,000 |
| Net income | -106,234,000 | 513,907,000 | 1,417,656,000 | 2,853,630,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,978,953,000 | 11,583,641,000 | 12,512,953,000 | 12,966,263,000 |
| Total capital | 14,936,121,000 | 15,417,646,000 | 16,243,652,000 | 16,658,862,000 |
| Risk-weighted assets | 132,013,350,000 | 125,282,109,000 | 118,146,484,000 | 116,991,521,000 |