Call reports 2009
CHASE BANK USA, NATIONAL ASSOCIATION — 2009
What CHASE BANK USA, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 88,722,430,000 | 92,705,149,000 | 87,833,441,000 | 91,043,014,000 |
| Total loans | 68,259,708,000 | 66,773,525,000 | 61,674,492,000 | 62,227,650,000 |
| Allowance for loan losses | 6,837,663,000 | 6,929,162,000 | 7,425,068,000 | 7,681,082,000 |
| Securities available for sale | 2,486,677,000 | 5,886,329,000 | 7,019,538,000 | 6,706,856,000 |
| Securities held to maturity | 65,000 | 62,000 | 56,000 | 53,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,952,465,000 | 21,499,504,000 | 18,103,364,000 | 23,135,755,000 |
| Interest-bearing deposits | 37,593,667,000 | 21,351,003,000 | 17,910,071,000 | 22,989,223,000 |
| Noninterest-bearing deposits | 358,798,000 | 148,501,000 | 193,293,000 | 146,532,000 |
| Equity capital | 23,462,442,000 | 23,472,193,000 | 23,359,521,000 | 27,940,644,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,450,915,000 | 4,891,608,000 | 7,350,084,000 | 9,711,037,000 |
| Interest expense | 58,372,000 | 114,578,000 | 183,289,000 | 239,344,000 |
| Net interest income | 2,392,543,000 | 4,777,030,000 | 7,166,795,000 | 9,471,693,000 |
| Noninterest income | 1,162,597,000 | 2,106,496,000 | 3,220,252,000 | 4,466,582,000 |
| Noninterest expense | 1,264,857,000 | 2,580,035,000 | 3,837,939,000 | 5,159,392,000 |
| Provision for loan losses | 2,449,602,000 | 4,714,660,000 | 7,211,335,000 | 9,004,554,000 |
| Pretax income | -159,319,000 | -292,027,000 | -543,085,000 | -106,529,000 |
| Income tax | -35,973,000 | -46,115,000 | -116,868,000 | 24,364,000 |
| Net income | -123,346,000 | -245,912,000 | -426,217,000 | -130,893,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,068,350,000 | 11,106,968,000 | 10,932,161,000 | 15,533,999,000 |
| Total capital | 12,648,646,000 | 13,894,625,000 | 13,673,557,000 | 19,197,808,000 |
| Risk-weighted assets | 92,062,815,000 | 117,249,907,000 | 113,208,786,000 | 114,693,052,000 |