Call reports 2025
BANKIOWA — 2025
What BANKIOWA reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 853,215,000 | 821,175,000 | 827,488,000 | 823,634,000 |
| Total loans | 676,319,000 | 684,549,000 | 691,653,000 | 681,584,000 |
| Allowance for loan losses | 7,364,000 | 7,500,000 | 7,948,000 | 7,316,000 |
| Securities available for sale | 126,081,000 | 89,361,000 | 90,783,000 | 90,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 697,473,000 | 673,599,000 | 677,768,000 | 688,591,000 |
| Interest-bearing deposits | 559,057,000 | 543,181,000 | 552,230,000 | 549,705,000 |
| Noninterest-bearing deposits | 138,416,000 | 130,418,000 | 125,538,000 | 138,886,000 |
| Equity capital | 93,223,000 | 95,289,000 | 98,863,000 | 100,970,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 10,586,000 | 21,646,000 | 32,927,000 | 44,485,000 |
| Interest expense | 3,792,000 | 7,357,000 | 10,868,000 | 14,207,000 |
| Net interest income | 6,794,000 | 14,289,000 | 22,059,000 | 30,278,000 |
| Noninterest income | 1,628,000 | 2,997,000 | 4,477,000 | 6,355,000 |
| Noninterest expense | 5,796,000 | 11,414,000 | 16,985,000 | 23,132,000 |
| Provision for loan losses | 200,000 | 700,000 | 1,150,000 | 1,600,000 |
| Pretax income | 2,371,000 | 5,217,000 | 8,444,000 | 11,944,000 |
| Income tax | 74,000 | 182,000 | 306,000 | 447,000 |
| Net income | 2,297,000 | 5,035,000 | 8,138,000 | 11,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,034,000 | 96,317,000 | 98,500,000 | 100,163,000 |