Call reports 2024
BANKIOWA — 2024
What BANKIOWA reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 845,894,000 | 836,270,000 | 832,938,000 | 819,973,000 |
| Total loans | 643,559,000 | 645,243,000 | 644,963,000 | 644,956,000 |
| Allowance for loan losses | 7,052,000 | 7,196,000 | 7,237,000 | 7,174,000 |
| Securities available for sale | 158,016,000 | 140,542,000 | 141,544,000 | 128,280,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 643,211,000 | 644,986,000 | 652,528,000 | 641,611,000 |
| Interest-bearing deposits | 514,370,000 | 514,932,000 | 524,351,000 | 510,475,000 |
| Noninterest-bearing deposits | 128,841,000 | 130,054,000 | 128,177,000 | 131,136,000 |
| Equity capital | 85,063,000 | 86,679,000 | 90,467,000 | 90,369,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,760,000 | 20,454,000 | 30,870,000 | 41,317,000 |
| Interest expense | 4,034,000 | 8,393,000 | 12,649,000 | 16,648,000 |
| Net interest income | 5,726,000 | 12,061,000 | 18,221,000 | 24,669,000 |
| Noninterest income | 1,402,000 | 2,766,000 | 4,088,000 | 5,694,000 |
| Noninterest expense | 5,605,000 | 10,939,000 | 16,240,000 | 21,751,000 |
| Provision for loan losses | 200,000 | 350,000 | 550,000 | 950,000 |
| Pretax income | 1,323,000 | 3,538,000 | 5,532,000 | 7,675,000 |
| Income tax | 64,000 | 149,000 | 234,000 | 320,000 |
| Net income | 1,259,000 | 3,389,000 | 5,298,000 | 7,355,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,324,000 | 91,727,000 | 92,509,000 | 93,483,000 |