Call reports 2023
BANKIOWA — 2023
What BANKIOWA reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 798,317,000 | 797,618,000 | 812,633,000 | 834,128,000 |
| Total loans | 581,652,000 | 590,551,000 | 608,529,000 | 627,214,000 |
| Allowance for loan losses | 6,517,000 | 6,522,000 | 6,711,000 | 6,854,000 |
| Securities available for sale | 172,403,000 | 158,816,000 | 156,549,000 | 160,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 663,038,000 | 648,685,000 | 643,317,000 | 640,815,000 |
| Interest-bearing deposits | 530,635,000 | 518,366,000 | 509,742,000 | 504,859,000 |
| Noninterest-bearing deposits | 132,403,000 | 130,319,000 | 133,575,000 | 135,956,000 |
| Equity capital | 79,673,000 | 79,663,000 | 78,876,000 | 84,754,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,700,000 | 15,972,000 | 24,806,000 | 34,048,000 |
| Interest expense | 2,131,000 | 4,715,000 | 7,709,000 | 11,287,000 |
| Net interest income | 5,569,000 | 11,257,000 | 17,097,000 | 22,761,000 |
| Noninterest income | 1,209,000 | 2,463,000 | 3,747,000 | 5,230,000 |
| Noninterest expense | 5,462,000 | 10,498,000 | 15,193,000 | 20,472,000 |
| Provision for loan losses | 385,000 | 385,000 | 385,000 | 385,000 |
| Pretax income | 932,000 | 2,799,000 | 5,228,000 | 7,046,000 |
| Income tax | 76,000 | 158,000 | 263,000 | 343,000 |
| Net income | 856,000 | 2,641,000 | 4,965,000 | 6,703,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 86,191,000 | 87,249,000 | 88,745,000 | 89,802,000 |