Call reports 2021
BANKIOWA — 2021
What BANKIOWA reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 779,435,000 | 775,851,000 | 780,216,000 | 804,652,000 |
| Total loans | 531,342,000 | 501,042,000 | 479,101,000 | 493,086,000 |
| Allowance for loan losses | 6,082,000 | 6,039,000 | 6,283,000 | 6,330,000 |
| Securities available for sale | 111,229,000 | 119,249,000 | 136,263,000 | 137,377,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 633,769,000 | 633,543,000 | 637,818,000 | 666,075,000 |
| Interest-bearing deposits | 495,249,000 | 484,199,000 | 488,937,000 | 508,164,000 |
| Noninterest-bearing deposits | 138,520,000 | 149,345,000 | 148,882,000 | 157,910,000 |
| Equity capital | 84,367,000 | 85,997,000 | 87,104,000 | 86,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,395,000 | 13,032,000 | 19,621,000 | 25,327,000 |
| Interest expense | 1,126,000 | 2,067,000 | 2,890,000 | 3,666,000 |
| Net interest income | 5,269,000 | 10,965,000 | 16,731,000 | 21,661,000 |
| Noninterest income | 1,513,000 | 2,996,000 | 4,410,000 | 6,479,000 |
| Noninterest expense | 4,786,000 | 9,306,000 | 13,905,000 | 19,109,000 |
| Provision for loan losses | 100,000 | 350,000 | 600,000 | 850,000 |
| Pretax income | 1,896,000 | 4,305,000 | 6,907,000 | 8,452,000 |
| Income tax | 68,000 | 179,000 | 300,000 | 370,000 |
| Net income | 1,828,000 | 4,126,000 | 6,607,000 | 8,082,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,344,000 | 80,842,000 | 82,523,000 | 82,516,000 |