Call reports 2020
BANKIOWA — 2020
What BANKIOWA reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 695,507,000 | 768,202,000 | 770,885,000 | 770,638,000 |
| Total loans | 543,846,000 | 573,148,000 | 554,623,000 | 539,561,000 |
| Allowance for loan losses | 5,477,000 | 5,989,000 | 6,321,000 | 5,976,000 |
| Securities available for sale | 100,426,000 | 105,378,000 | 114,374,000 | 115,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 559,048,000 | 613,672,000 | 610,468,000 | 614,462,000 |
| Interest-bearing deposits | 467,423,000 | 494,921,000 | 488,283,000 | 475,240,000 |
| Noninterest-bearing deposits | 91,625,000 | 118,751,000 | 122,184,000 | 139,222,000 |
| Equity capital | 78,408,000 | 81,864,000 | 82,953,000 | 84,287,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,670,000 | 13,263,000 | 19,545,000 | 26,529,000 |
| Interest expense | 1,839,000 | 3,563,000 | 5,065,000 | 6,396,000 |
| Net interest income | 4,831,000 | 9,700,000 | 14,480,000 | 20,133,000 |
| Noninterest income | 1,238,000 | 2,818,000 | 4,651,000 | 6,028,000 |
| Noninterest expense | 4,387,000 | 8,607,000 | 13,114,000 | 17,890,000 |
| Provision for loan losses | 150,000 | 650,000 | 1,000,000 | 1,100,000 |
| Pretax income | 1,532,000 | 3,269,000 | 5,025,000 | 7,179,000 |
| Income tax | 55,000 | 132,000 | 211,000 | 312,000 |
| Net income | 1,477,000 | 3,137,000 | 4,814,000 | 6,867,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 75,198,000 | 76,057,000 | 76,935,000 | 78,166,000 |