Call reports 2019
BANKIOWA — 2019
What BANKIOWA reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 665,250,000 | 669,471,000 | 682,588,000 | 678,657,000 |
| Total loans | 536,734,000 | 532,669,000 | 541,908,000 | 535,567,000 |
| Allowance for loan losses | 5,397,000 | 5,411,000 | 5,489,000 | 5,689,000 |
| Securities available for sale | 91,585,000 | 98,807,000 | 101,673,000 | 103,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 524,358,000 | 515,728,000 | 542,936,000 | 523,576,000 |
| Interest-bearing deposits | 440,141,000 | 430,527,000 | 451,872,000 | 436,906,000 |
| Noninterest-bearing deposits | 84,218,000 | 85,200,000 | 91,065,000 | 86,670,000 |
| Equity capital | 74,092,000 | 75,868,000 | 77,662,000 | 78,849,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 6,723,000 | 13,671,000 | 20,810,000 | 27,873,000 |
| Interest expense | 1,872,000 | 3,893,000 | 5,933,000 | 7,865,000 |
| Net interest income | 4,851,000 | 9,778,000 | 14,877,000 | 20,008,000 |
| Noninterest income | 1,365,000 | 2,453,000 | 3,692,000 | 5,089,000 |
| Noninterest expense | 4,525,000 | 8,558,000 | 12,626,000 | 16,678,000 |
| Provision for loan losses | 150,000 | 150,000 | 225,000 | 475,000 |
| Pretax income | 1,533,000 | 3,502,000 | 5,695,000 | 7,954,000 |
| Income tax | 23,000 | 113,000 | 213,000 | 320,000 |
| Net income | 1,510,000 | 3,389,000 | 5,482,000 | 7,634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 70,471,000 | 71,550,000 | 72,993,000 | 74,370,000 |
| Total capital | 75,095,000 | 76,188,000 | 77,709,000 | 79,136,000 |
| Risk-weighted assets | 564,422,000 | 563,784,000 | 580,813,000 | 589,660,000 |