Call reports 2018
BANKIOWA — 2018
What BANKIOWA reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 652,678,000 | 654,733,000 | 662,460,000 | 664,672,000 |
| Total loans | 527,659,000 | 530,629,000 | 535,258,000 | 535,243,000 |
| Allowance for loan losses | 5,226,000 | 5,193,000 | 5,175,000 | 5,265,000 |
| Securities available for sale | 86,880,000 | 84,614,000 | 89,142,000 | 91,671,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,172,000 | 509,015,000 | 522,003,000 | 521,293,000 |
| Interest-bearing deposits | 411,126,000 | 417,925,000 | 432,278,000 | 428,218,000 |
| Noninterest-bearing deposits | 87,045,000 | 91,090,000 | 89,725,000 | 93,075,000 |
| Equity capital | 68,698,000 | 70,099,000 | 71,133,000 | 72,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 6,086,000 | 12,418,000 | 18,970,000 | 25,752,000 |
| Interest expense | 1,293,000 | 2,718,000 | 4,248,000 | 6,010,000 |
| Net interest income | 4,793,000 | 9,700,000 | 14,722,000 | 19,742,000 |
| Noninterest income | 1,171,000 | 2,283,000 | 3,518,000 | 5,078,000 |
| Noninterest expense | 4,306,000 | 8,396,000 | 12,522,000 | 16,707,000 |
| Provision for loan losses | 0 | 0 | 0 | 150,000 |
| Pretax income | 1,658,000 | 3,587,000 | 5,718,000 | 7,963,000 |
| Income tax | 105,000 | 192,000 | 289,000 | 393,000 |
| Net income | 1,553,000 | 3,395,000 | 5,429,000 | 7,570,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,520,000 | 66,968,000 | 68,232,000 | 69,619,000 |
| Total capital | 70,109,000 | 71,524,000 | 72,770,000 | 74,135,000 |
| Risk-weighted assets | 544,794,000 | 555,043,000 | 554,269,000 | 553,682,000 |