Call reports 2016
BANKIOWA — 2016
What BANKIOWA reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 574,850,000 | 581,932,000 | 595,791,000 | 601,645,000 |
| Total loans | 455,637,000 | 462,883,000 | 472,601,000 | 476,564,000 |
| Allowance for loan losses | 5,665,000 | 5,767,000 | 5,870,000 | 5,961,000 |
| Securities available for sale | 86,446,000 | 85,722,000 | 86,662,000 | 90,851,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 443,201,000 | 462,928,000 | 472,915,000 | 477,172,000 |
| Interest-bearing deposits | 367,706,000 | 385,576,000 | 392,341,000 | 397,499,000 |
| Noninterest-bearing deposits | 75,494,000 | 77,353,000 | 80,574,000 | 79,673,000 |
| Equity capital | 63,348,000 | 64,709,000 | 65,724,000 | 64,992,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 5,345,000 | 10,712,000 | 16,217,000 | 21,658,000 |
| Interest expense | 738,000 | 1,518,000 | 2,290,000 | 3,079,000 |
| Net interest income | 4,607,000 | 9,194,000 | 13,927,000 | 18,579,000 |
| Noninterest income | 1,145,000 | 2,411,000 | 3,962,000 | 5,521,000 |
| Noninterest expense | 4,070,000 | 7,971,000 | 11,849,000 | 15,871,000 |
| Provision for loan losses | 0 | 100,000 | 200,000 | 400,000 |
| Pretax income | 1,682,000 | 3,534,000 | 5,894,000 | 7,883,000 |
| Income tax | 50,000 | 138,000 | 244,000 | 338,000 |
| Net income | 1,632,000 | 3,396,000 | 5,650,000 | 7,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,183,000 | 59,200,000 | 60,707,000 | 61,456,000 |
| Total capital | 63,376,000 | 64,967,000 | 66,079,000 | 66,869,000 |
| Risk-weighted assets | 468,963,000 | 485,425,000 | 502,574,000 | 509,259,000 |