Call reports 2015
BANKIOWA — 2015
What BANKIOWA reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 536,353,000 | 540,157,000 | 545,079,000 | 564,882,000 |
| Total loans | 422,447,000 | 424,668,000 | 429,702,000 | 441,090,000 |
| Allowance for loan losses | 5,499,000 | 5,505,000 | 5,377,000 | 5,574,000 |
| Securities available for sale | 82,254,000 | 82,035,000 | 82,288,000 | 88,483,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,270,000 | 432,297,000 | 440,996,000 | 450,067,000 |
| Interest-bearing deposits | 365,562,000 | 356,391,000 | 365,298,000 | 368,236,000 |
| Noninterest-bearing deposits | 70,708,000 | 75,906,000 | 75,698,000 | 81,830,000 |
| Equity capital | 59,759,000 | 60,596,000 | 62,108,000 | 62,080,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 5,004,000 | 10,045,000 | 15,166,000 | 20,301,000 |
| Interest expense | 691,000 | 1,376,000 | 2,067,000 | 2,772,000 |
| Net interest income | 4,313,000 | 8,669,000 | 13,099,000 | 17,529,000 |
| Noninterest income | 1,168,000 | 2,566,000 | 3,957,000 | 5,577,000 |
| Noninterest expense | 4,009,000 | 7,760,000 | 11,553,000 | 15,455,000 |
| Provision for loan losses | 100,000 | 100,000 | 100,000 | 300,000 |
| Pretax income | 1,390,000 | 3,393,000 | 5,421,000 | 7,369,000 |
| Income tax | 45,000 | 140,000 | 235,000 | 330,000 |
| Net income | 1,345,000 | 3,253,000 | 5,186,000 | 7,039,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,243,000 | 55,672,000 | 56,883,000 | 57,289,000 |
| Total capital | 59,092,000 | 60,540,000 | 61,828,000 | 62,391,000 |
| Risk-weighted assets | 428,270,000 | 423,369,000 | 452,812,000 | 460,235,000 |