Call reports 2014
BANKIOWA — 2014
What BANKIOWA reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 502,750,000 | 511,015,000 | 522,641,000 | 546,395,000 |
| Total loans | 373,569,000 | 386,727,000 | 401,263,000 | 427,269,000 |
| Allowance for loan losses | 4,909,000 | 5,056,000 | 5,200,000 | 5,405,000 |
| Securities available for sale | 91,474,000 | 87,670,000 | 87,655,000 | 83,489,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 417,179,000 | 409,512,000 | 405,940,000 | 424,028,000 |
| Interest-bearing deposits | 344,231,000 | 335,488,000 | 336,251,000 | 351,487,000 |
| Noninterest-bearing deposits | 72,948,000 | 74,024,000 | 69,690,000 | 72,541,000 |
| Equity capital | 54,547,000 | 55,988,000 | 57,453,000 | 58,433,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,691,000 | 9,430,000 | 14,340,000 | 19,425,000 |
| Interest expense | 769,000 | 1,521,000 | 2,254,000 | 2,982,000 |
| Net interest income | 3,922,000 | 7,909,000 | 12,086,000 | 16,443,000 |
| Noninterest income | 1,200,000 | 2,589,000 | 4,384,000 | 5,837,000 |
| Noninterest expense | 3,798,000 | 7,506,000 | 11,212,000 | 15,018,000 |
| Provision for loan losses | 150,000 | 300,000 | 424,000 | 674,000 |
| Pretax income | 1,174,000 | 2,692,000 | 4,834,000 | 6,588,000 |
| Income tax | 53,000 | 122,000 | 223,000 | 306,000 |
| Net income | 1,121,000 | 2,570,000 | 4,611,000 | 6,282,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,485,000 | 50,490,000 | 52,087,000 | 53,230,000 |
| Total capital | 53,809,000 | 54,915,000 | 56,731,000 | 58,117,000 |
| Risk-weighted assets | 388,225,000 | 396,558,000 | 410,288,000 | 437,071,000 |