Call reports 2015
AMERICAN BANK OF HUNTSVILLE — 2015
What AMERICAN BANK OF HUNTSVILLE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 126,713,000 | 123,101,000 | 123,547,000 | 112,588,000 |
| Total loans | 96,825,000 | 92,333,000 | 86,913,000 | 87,101,000 |
| Allowance for loan losses | 1,255,000 | 1,235,000 | 1,184,000 | 1,091,000 |
| Securities available for sale | 2,414,000 | 2,297,000 | 2,103,000 | 1,999,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,773,000 | 100,756,000 | 102,137,000 | 93,433,000 |
| Interest-bearing deposits | 96,799,000 | 93,420,000 | 93,576,000 | 87,157,000 |
| Noninterest-bearing deposits | 6,974,000 | 7,336,000 | 8,561,000 | 6,276,000 |
| Equity capital | 10,456,000 | 10,260,000 | 9,676,000 | 9,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,291,000 | 2,508,000 | 3,667,000 | 4,799,000 |
| Interest expense | 354,000 | 707,000 | 1,065,000 | 1,387,000 |
| Net interest income | 937,000 | 1,801,000 | 2,602,000 | 3,412,000 |
| Noninterest income | 198,000 | 414,000 | 582,000 | 782,000 |
| Noninterest expense | 1,365,000 | 2,620,000 | 3,948,000 | 5,444,000 |
| Provision for loan losses | 65,000 | 65,000 | 295,000 | 295,000 |
| Pretax income | -295,000 | -470,000 | -1,059,000 | -1,545,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -295,000 | -470,000 | -1,059,000 | -1,545,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,365,000 | 10,191,000 | 9,602,000 | 9,117,000 |
| Total capital | 11,530,000 | 11,339,000 | 10,699,000 | 10,190,000 |
| Risk-weighted assets | 93,155,000 | 91,766,000 | 87,663,000 | 85,858,000 |