Call reports 2026
COMMUNITY STATE BANK OF ROCK FALLS — 2026
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 318,168,000 | 318,388,000 |
| Total loans | 209,991,000 | 217,487,000 |
| Allowance for loan losses | 4,733,000 | 4,756,000 |
| Securities available for sale | 71,539,000 | 72,311,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 280,865,000 | 280,640,000 |
| Interest-bearing deposits | 224,890,000 | 222,357,000 |
| Noninterest-bearing deposits | 55,975,000 | 58,283,000 |
| Equity capital | 33,849,000 | 34,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 3,647,000 | 7,488,000 |
| Interest expense | 1,052,000 | 2,093,000 |
| Net interest income | 2,595,000 | 5,395,000 |
| Noninterest income | 335,000 | 645,000 |
| Noninterest expense | 2,097,000 | 4,138,000 |
| Provision for loan losses | 0 | 50,000 |
| Pretax income | 833,000 | 1,852,000 |
| Income tax | 197,000 | 487,000 |
| Net income | 636,000 | 1,365,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 38,769,000 | 39,209,000 |
| Total capital | 41,306,000 | 41,862,000 |
| Risk-weighted assets | 200,640,000 | 210,077,000 |