Call reports 2024
COMMUNITY STATE BANK OF ROCK FALLS — 2024
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 329,382,000 | 324,997,000 | 320,945,000 | 324,350,000 |
| Total loans | 203,979,000 | 206,344,000 | 208,735,000 | 208,495,000 |
| Allowance for loan losses | 4,844,000 | 4,851,000 | 4,855,000 | 4,767,000 |
| Securities available for sale | 85,404,000 | 86,245,000 | 88,313,000 | 83,306,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 297,945,000 | 293,533,000 | 286,952,000 | 292,157,000 |
| Interest-bearing deposits | 199,079,000 | 240,554,000 | 235,699,000 | 235,124,000 |
| Noninterest-bearing deposits | 98,866,000 | 52,979,000 | 51,253,000 | 57,033,000 |
| Equity capital | 27,473,000 | 28,006,000 | 30,389,000 | 28,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,648,000 | 7,262,000 | 10,940,000 | 14,613,000 |
| Interest expense | 1,346,000 | 2,772,000 | 4,208,000 | 5,609,000 |
| Net interest income | 2,302,000 | 4,490,000 | 6,732,000 | 9,004,000 |
| Noninterest income | 341,000 | 696,000 | 1,003,000 | 1,303,000 |
| Noninterest expense | 1,889,000 | 3,792,000 | 5,750,000 | 7,537,000 |
| Provision for loan losses | 0 | 0 | 0 | 112,000 |
| Pretax income | 754,000 | 1,394,000 | 1,985,000 | 2,679,000 |
| Income tax | 186,000 | 329,000 | 462,000 | 623,000 |
| Net income | 568,000 | 1,065,000 | 1,523,000 | 2,056,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,711,000 | 36,098,000 | 36,147,000 | 36,278,000 |
| Total capital | 38,195,000 | 38,638,000 | 38,712,000 | 38,810,000 |
| Risk-weighted assets | 196,304,000 | 200,775,000 | 202,807,000 | 200,280,000 |