Call reports 2023
COMMUNITY STATE BANK OF ROCK FALLS — 2023
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 326,099,000 | 324,129,000 | 309,490,000 | 319,235,000 |
| Total loans | 192,028,000 | 194,488,000 | 201,803,000 | 205,554,000 |
| Allowance for loan losses | 4,313,000 | 4,886,000 | 4,883,000 | 4,831,000 |
| Securities available for sale | 92,808,000 | 89,814,000 | 85,993,000 | 88,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 298,845,000 | 296,186,000 | 282,412,000 | 287,863,000 |
| Interest-bearing deposits | 239,067,000 | 240,027,000 | 233,641,000 | 234,020,000 |
| Noninterest-bearing deposits | 59,778,000 | 56,159,000 | 48,771,000 | 53,843,000 |
| Equity capital | 25,918,000 | 25,322,000 | 24,080,000 | 27,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 2,998,000 | 6,320,000 | 9,755,000 | 13,241,000 |
| Interest expense | 549,000 | 1,298,000 | 2,274,000 | 3,448,000 |
| Net interest income | 2,449,000 | 5,022,000 | 7,481,000 | 9,793,000 |
| Noninterest income | 302,000 | 590,000 | 894,000 | 1,162,000 |
| Noninterest expense | 1,828,000 | 3,717,000 | 5,650,000 | 7,567,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 923,000 | 1,895,000 | 2,725,000 | 3,388,000 |
| Income tax | 227,000 | 468,000 | 670,000 | 820,000 |
| Net income | 696,000 | 1,427,000 | 2,055,000 | 2,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,474,000 | 34,333,000 | 34,848,000 | 35,251,000 |
| Total capital | 39,030,000 | 36,635,000 | 37,074,000 | 37,651,000 |
| Risk-weighted assets | 202,739,000 | 181,474,000 | 175,369,000 | 189,503,000 |