Call reports 2022
COMMUNITY STATE BANK OF ROCK FALLS — 2022
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 331,912,000 | 322,755,000 | 312,755,000 | 310,948,000 |
| Total loans | 186,090,000 | 188,261,000 | 193,372,000 | 195,938,000 |
| Allowance for loan losses | 4,363,000 | 4,359,000 | 4,365,000 | 4,353,000 |
| Securities available for sale | 101,151,000 | 97,588,000 | 92,282,000 | 91,587,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 303,216,000 | 297,653,000 | 289,710,000 | 286,448,000 |
| Interest-bearing deposits | 251,104,000 | 247,306,000 | 230,448,000 | 227,172,000 |
| Noninterest-bearing deposits | 52,112,000 | 50,347,000 | 59,262,000 | 59,276,000 |
| Equity capital | 27,292,000 | 24,035,000 | 21,983,000 | 23,308,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,434,000 | 5,050,000 | 7,827,000 | 10,844,000 |
| Interest expense | 249,000 | 492,000 | 750,000 | 1,116,000 |
| Net interest income | 2,185,000 | 4,558,000 | 7,077,000 | 9,728,000 |
| Noninterest income | 416,000 | 691,000 | 984,000 | 1,330,000 |
| Noninterest expense | 1,808,000 | 3,526,000 | 5,298,000 | 7,264,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 793,000 | 1,723,000 | 2,763,000 | 3,780,000 |
| Income tax | 197,000 | 430,000 | 682,000 | 935,000 |
| Net income | 596,000 | 1,293,000 | 2,081,000 | 2,845,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,375,000 | 31,922,000 | 32,539,000 | 33,112,000 |
| Total capital | 33,724,000 | 34,272,000 | 34,941,000 | 35,486,000 |
| Risk-weighted assets | 185,897,000 | 186,047,000 | 190,220,000 | 187,904,000 |