Call reports 2021
COMMUNITY STATE BANK OF ROCK FALLS — 2021
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 324,927,000 | 323,761,000 | 328,942,000 | 331,133,000 |
| Total loans | 182,382,000 | 185,452,000 | 187,096,000 | 191,542,000 |
| Allowance for loan losses | 4,392,000 | 4,507,000 | 4,529,000 | 4,452,000 |
| Securities available for sale | 81,648,000 | 93,486,000 | 96,443,000 | 99,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,543,000 | 290,770,000 | 295,194,000 | 298,041,000 |
| Interest-bearing deposits | 241,069,000 | 241,584,000 | 243,687,000 | 247,473,000 |
| Noninterest-bearing deposits | 51,474,000 | 49,186,000 | 51,507,000 | 50,568,000 |
| Equity capital | 30,885,000 | 31,549,000 | 32,136,000 | 31,878,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,590,000 | 5,133,000 | 7,695,000 | 10,381,000 |
| Interest expense | 393,000 | 694,000 | 965,000 | 1,224,000 |
| Net interest income | 2,197,000 | 4,439,000 | 6,730,000 | 9,157,000 |
| Noninterest income | 711,000 | 1,032,000 | 1,574,000 | 1,930,000 |
| Noninterest expense | 1,775,000 | 3,404,000 | 5,190,000 | 7,055,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 400,000 |
| Pretax income | 983,000 | 1,767,000 | 2,714,000 | 3,632,000 |
| Income tax | 254,000 | 455,000 | 690,000 | 918,000 |
| Net income | 729,000 | 1,312,000 | 2,024,000 | 2,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,449,000 | 29,944,000 | 30,516,000 | 30,918,000 |
| Total capital | 31,558,000 | 32,079,000 | 32,611,000 | 33,215,000 |
| Risk-weighted assets | 166,411,000 | 168,401,000 | 165,132,000 | 181,656,000 |