Call reports 2019
COMMUNITY STATE BANK OF ROCK FALLS — 2019
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 266,536,000 | 262,548,000 | 263,471,000 | 275,408,000 |
| Total loans | 195,150,000 | 200,938,000 | 198,181,000 | 200,002,000 |
| Allowance for loan losses | 3,618,000 | 3,391,000 | 3,398,000 | 3,663,000 |
| Securities available for sale | 35,251,000 | 37,563,000 | 33,326,000 | 33,140,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,342,000 | 233,469,000 | 233,778,000 | 245,063,000 |
| Interest-bearing deposits | 202,564,000 | 198,153,000 | 200,634,000 | 208,888,000 |
| Noninterest-bearing deposits | 35,778,000 | 35,316,000 | 33,144,000 | 36,175,000 |
| Equity capital | 26,911,000 | 27,813,000 | 28,289,000 | 28,664,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,644,000 | 5,537,000 | 8,469,000 | 11,485,000 |
| Interest expense | 549,000 | 1,126,000 | 1,741,000 | 2,376,000 |
| Net interest income | 2,095,000 | 4,411,000 | 6,728,000 | 9,109,000 |
| Noninterest income | 285,000 | 633,000 | 949,000 | 1,307,000 |
| Noninterest expense | 1,608,000 | 3,209,000 | 4,832,000 | 6,412,000 |
| Provision for loan losses | 150,000 | 300,000 | 500,000 | 1,000,000 |
| Pretax income | 621,000 | 1,542,000 | 2,352,000 | 3,011,000 |
| Income tax | 160,000 | 403,000 | 614,000 | 780,000 |
| Net income | 461,000 | 1,139,000 | 1,738,000 | 2,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,879,000 | 26,385,000 | 26,768,000 | 27,048,000 |
| Total capital | 27,997,000 | 28,589,000 | 28,899,000 | 29,216,000 |
| Risk-weighted assets | 167,951,000 | 175,170,000 | 169,214,000 | 171,905,000 |