Call reports 2018
COMMUNITY STATE BANK OF ROCK FALLS — 2018
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 261,718,000 | 253,641,000 | 257,662,000 | 263,936,000 |
| Total loans | 193,728,000 | 194,284,000 | 197,923,000 | 197,460,000 |
| Allowance for loan losses | 2,589,000 | 2,803,000 | 2,711,000 | 3,457,000 |
| Securities available for sale | 32,870,000 | 35,202,000 | 33,950,000 | 33,106,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,165,000 | 226,444,000 | 230,363,000 | 236,582,000 |
| Interest-bearing deposits | 199,277,000 | 193,188,000 | 198,484,000 | 200,106,000 |
| Noninterest-bearing deposits | 34,888,000 | 33,256,000 | 31,879,000 | 36,476,000 |
| Equity capital | 25,876,000 | 26,047,000 | 26,155,000 | 26,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,505,000 | 5,164,000 | 7,936,000 | 10,739,000 |
| Interest expense | 313,000 | 641,000 | 1,094,000 | 1,618,000 |
| Net interest income | 2,192,000 | 4,523,000 | 6,842,000 | 9,121,000 |
| Noninterest income | 269,000 | 541,000 | 844,000 | 1,313,000 |
| Noninterest expense | 1,529,000 | 3,165,000 | 4,860,000 | 6,384,000 |
| Provision for loan losses | 30,000 | 180,000 | 330,000 | 1,240,000 |
| Pretax income | 902,000 | 1,719,000 | 2,496,000 | 2,810,000 |
| Income tax | 239,000 | 452,000 | 657,000 | 737,000 |
| Net income | 663,000 | 1,267,000 | 1,839,000 | 2,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,298,000 | 25,544,000 | 25,848,000 | 25,615,000 |
| Total capital | 27,428,000 | 27,642,000 | 27,979,000 | 27,747,000 |
| Risk-weighted assets | 169,801,000 | 167,152,000 | 169,842,000 | 169,260,000 |