Call reports 2017
COMMUNITY STATE BANK OF ROCK FALLS — 2017
What COMMUNITY STATE BANK OF ROCK FALLS reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 262,531,000 | 256,176,000 | 256,608,000 | 259,527,000 |
| Total loans | 194,297,000 | 194,653,000 | 195,661,000 | 195,651,000 |
| Allowance for loan losses | 2,786,000 | 2,746,000 | 2,853,000 | 2,588,000 |
| Securities available for sale | 37,466,000 | 37,373,000 | 35,682,000 | 33,911,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 235,638,000 | 228,767,000 | 228,751,000 | 232,176,000 |
| Interest-bearing deposits | 199,978,000 | 198,566,000 | 197,313,000 | 197,770,000 |
| Noninterest-bearing deposits | 35,660,000 | 30,201,000 | 31,438,000 | 34,406,000 |
| Equity capital | 25,138,000 | 25,735,000 | 25,825,000 | 25,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,433,000 | 4,949,000 | 7,503,000 | 10,050,000 |
| Interest expense | 310,000 | 620,000 | 937,000 | 1,255,000 |
| Net interest income | 2,123,000 | 4,329,000 | 6,566,000 | 8,795,000 |
| Noninterest income | 267,000 | 544,000 | 814,000 | 1,062,000 |
| Noninterest expense | 1,553,000 | 3,145,000 | 4,719,000 | 6,405,000 |
| Provision for loan losses | 90,000 | 180,000 | 240,000 | 480,000 |
| Pretax income | 747,000 | 1,548,000 | 2,421,000 | 2,972,000 |
| Income tax | 276,000 | 571,000 | 898,000 | 918,000 |
| Net income | 471,000 | 977,000 | 1,523,000 | 2,054,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,182,000 | 24,636,000 | 24,776,000 | 25,002,000 |
| Total capital | 26,328,000 | 26,762,000 | 26,929,000 | 28,076,000 |
| Risk-weighted assets | 171,049,000 | 169,443,000 | 171,542,000 | 171,430,000 |