Call reports 2018
TEXAS STATE BANK — 2018
What TEXAS STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 137,167,000 | 130,838,000 | 126,384,000 | 120,974,000 |
| Total loans | 89,709,000 | 92,344,000 | 93,965,000 | 92,616,000 |
| Allowance for loan losses | 756,000 | 806,000 | 703,000 | 194,000 |
| Securities available for sale | 0 | 0 | 0 | 5,381,000 |
| Securities held to maturity | 5,509,000 | 5,508,000 | 5,508,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,393,000 | 119,073,000 | 114,369,000 | 106,023,000 |
| Interest-bearing deposits | 62,330,000 | 59,987,000 | 59,778,000 | 58,075,000 |
| Noninterest-bearing deposits | 63,063,000 | 59,086,000 | 54,591,000 | 47,948,000 |
| Equity capital | 11,635,000 | 11,614,000 | 10,803,000 | 14,303,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,406,000 | 2,878,000 | 4,387,000 | 1,532,000 |
| Interest expense | 68,000 | 140,000 | 218,000 | 89,000 |
| Net interest income | 1,338,000 | 2,738,000 | 4,169,000 | 1,443,000 |
| Noninterest income | 345,000 | 709,000 | 1,094,000 | 402,000 |
| Noninterest expense | 1,363,000 | 2,761,000 | 4,881,000 | 1,260,000 |
| Provision for loan losses | 75,000 | 125,000 | 35,000 | 200,000 |
| Pretax income | 245,000 | 561,000 | 347,000 | 385,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 561,000 | 347,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,023,000 | 11,002,000 | 10,191,000 | 10,541,000 |
| Total capital | 11,779,000 | 11,808,000 | 10,894,000 | 10,735,000 |
| Risk-weighted assets | 84,802,000 | 88,190,000 | 89,679,000 | 90,450,000 |