Call reports 2017
TEXAS STATE BANK — 2017
What TEXAS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 116,773,000 | 115,717,000 | 118,769,000 | 126,741,000 |
| Total loans | 93,962,000 | 93,286,000 | 93,842,000 | 90,000,000 |
| Allowance for loan losses | 612,000 | 621,000 | 683,000 | 757,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,512,000 | 5,510,000 | 5,509,000 | 5,509,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 105,309,000 | 104,285,000 | 107,154,000 | 115,122,000 |
| Interest-bearing deposits | 66,077,000 | 64,596,000 | 67,211,000 | 61,486,000 |
| Noninterest-bearing deposits | 39,232,000 | 39,689,000 | 39,943,000 | 53,636,000 |
| Equity capital | 11,317,000 | 11,292,000 | 11,465,000 | 11,424,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,310,000 | 2,651,000 | 4,058,000 | 5,471,000 |
| Interest expense | 50,000 | 102,000 | 164,000 | 233,000 |
| Net interest income | 1,260,000 | 2,549,000 | 3,894,000 | 5,238,000 |
| Noninterest income | 384,000 | 730,000 | 1,099,000 | 1,435,000 |
| Noninterest expense | 1,299,000 | 2,640,000 | 3,905,000 | 5,402,000 |
| Provision for loan losses | 45,000 | 90,000 | 155,000 | 230,000 |
| Pretax income | 300,000 | 549,000 | 933,000 | 1,041,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 300,000 | 549,000 | 933,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,705,000 | 10,680,000 | 10,853,000 | 10,812,000 |
| Total capital | 11,317,000 | 11,301,000 | 11,536,000 | 11,569,000 |
| Risk-weighted assets | 89,473,000 | 89,276,000 | 90,523,000 | 86,269,000 |