Call reports 2016
TEXAS STATE BANK — 2016
What TEXAS STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 115,891,000 | 120,157,000 | 121,204,000 | 114,531,000 |
| Total loans | 91,791,000 | 89,544,000 | 93,863,000 | 95,717,000 |
| Allowance for loan losses | 610,000 | 598,000 | 619,000 | 575,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,605,000 | 5,604,000 | 5,601,000 | 5,596,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,910,000 | 108,941,000 | 110,004,000 | 103,329,000 |
| Interest-bearing deposits | 70,962,000 | 73,648,000 | 71,531,000 | 68,010,000 |
| Noninterest-bearing deposits | 33,948,000 | 35,293,000 | 38,473,000 | 35,319,000 |
| Equity capital | 10,806,000 | 11,040,000 | 11,060,000 | 11,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,261,000 | 2,575,000 | 3,886,000 | 5,212,000 |
| Interest expense | 55,000 | 106,000 | 159,000 | 214,000 |
| Net interest income | 1,206,000 | 2,469,000 | 3,727,000 | 4,998,000 |
| Noninterest income | 352,000 | 787,000 | 1,150,000 | 1,508,000 |
| Noninterest expense | 1,427,000 | 2,857,000 | 4,122,000 | 5,615,000 |
| Provision for loan losses | 0 | 0 | 100,000 | 100,000 |
| Pretax income | 131,000 | 399,000 | 655,000 | 791,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 131,000 | 399,000 | 655,000 | 791,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,194,000 | 10,428,000 | 10,448,000 | 10,440,000 |
| Total capital | 10,804,000 | 11,026,000 | 11,067,000 | 11,015,000 |
| Risk-weighted assets | 87,687,000 | 87,455,000 | 89,497,000 | 91,744,000 |