Call reports 2015
TEXAS STATE BANK — 2015
What TEXAS STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 116,280,000 | 117,209,000 | 119,274,000 | 120,619,000 |
| Total loans | 91,163,000 | 90,613,000 | 95,558,000 | 88,187,000 |
| Allowance for loan losses | 863,000 | 637,000 | 624,000 | 606,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 5,141,000 | 5,138,000 | 5,113,000 | 5,608,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,283,000 | 103,440,000 | 105,377,000 | 106,926,000 |
| Interest-bearing deposits | 66,762,000 | 67,647,000 | 68,080,000 | 71,665,000 |
| Noninterest-bearing deposits | 35,521,000 | 35,793,000 | 37,297,000 | 35,261,000 |
| Equity capital | 13,772,000 | 13,585,000 | 13,702,000 | 13,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,633,000 | 3,952,000 | 5,270,000 |
| Interest expense | 69,000 | 135,000 | 196,000 | 252,000 |
| Net interest income | 1,270,000 | 2,498,000 | 3,756,000 | 5,018,000 |
| Noninterest income | 320,000 | 608,000 | 969,000 | 1,313,000 |
| Noninterest expense | 1,577,000 | 3,056,000 | 4,543,000 | 6,155,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 13,000 | 50,000 | 182,000 | 176,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 13,000 | 50,000 | 182,000 | 176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,160,000 | 12,973,000 | 13,090,000 | 12,990,000 |
| Total capital | 14,023,000 | 13,610,000 | 13,714,000 | 13,596,000 |
| Risk-weighted assets | 89,895,000 | 90,732,000 | 93,230,000 | 86,011,000 |