Call reports 2018
CITIZENS STATE BANK OF GLENVILLE — 2018
What CITIZENS STATE BANK OF GLENVILLE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 40,986,000 | 39,908,000 | 40,241,000 | 41,162,000 |
| Total loans | 13,822,000 | 14,052,000 | 14,932,000 | 14,837,000 |
| Allowance for loan losses | 289,000 | 284,000 | 280,000 | 282,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,236,000 | 13,011,000 | 12,983,000 | 12,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,001,000 | 35,046,000 | 35,559,000 | 36,428,000 |
| Interest-bearing deposits | 26,253,000 | 25,853,000 | 25,073,000 | 24,644,000 |
| Noninterest-bearing deposits | 9,748,000 | 9,193,000 | 10,486,000 | 11,784,000 |
| Equity capital | 4,769,000 | 4,638,000 | 4,447,000 | 4,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 229,000 | 508,000 | 792,000 | 1,105,000 |
| Interest expense | 16,000 | 35,000 | 55,000 | 79,000 |
| Net interest income | 213,000 | 473,000 | 737,000 | 1,026,000 |
| Noninterest income | 17,000 | 38,000 | 63,000 | 93,000 |
| Noninterest expense | 207,000 | 418,000 | 623,000 | 842,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 23,000 | 93,000 | 177,000 | 277,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 23,000 | 93,000 | 177,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,769,000 | 4,638,000 | 4,447,000 | 4,547,000 |
| Total capital | 4,979,000 | 4,848,000 | 4,669,000 | 4,771,000 |
| Risk-weighted assets | 16,713,000 | 16,759,000 | 17,717,000 | 17,823,000 |