Call reports 2025
EASTBANK, NATIONAL ASSOCIATION — 2025
What EASTBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 151,612,000 | 143,056,000 | 151,390,000 | 147,425,000 |
| Total loans | 96,100,000 | 94,769,000 | 92,531,000 | 94,227,000 |
| Allowance for loan losses | 2,232,000 | 2,232,000 | 2,231,000 | 2,581,000 |
| Securities available for sale | 30,894,000 | 30,652,000 | 9,876,000 | 28,755,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,216,000 | 106,675,000 | 108,428,000 | 105,738,000 |
| Interest-bearing deposits | 96,143,000 | 90,173,000 | 89,606,000 | 85,820,000 |
| Noninterest-bearing deposits | 18,073,000 | 16,502,000 | 18,822,000 | 19,918,000 |
| Equity capital | 28,694,000 | 28,468,000 | 35,683,000 | 35,033,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,018,000 | 3,975,000 | 6,009,000 | 8,150,000 |
| Interest expense | 978,000 | 1,866,000 | 2,786,000 | 3,623,000 |
| Net interest income | 1,040,000 | 2,109,000 | 3,223,000 | 4,527,000 |
| Noninterest income | 75,000 | 118,000 | 9,241,000 | 9,285,000 |
| Noninterest expense | 1,167,000 | 2,354,000 | 3,599,000 | 4,782,000 |
| Provision for loan losses | 0 | 0 | 0 | 350,000 |
| Pretax income | -52,000 | -127,000 | 2,225,000 | 1,588,000 |
| Income tax | 34,000 | 34,000 | 34,000 | 334,000 |
| Net income | -86,000 | -161,000 | 2,191,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,801,000 | 33,727,000 | 36,213,000 | 35,276,000 |
| Total capital | 35,259,000 | 35,166,000 | 37,501,000 | 36,710,000 |
| Risk-weighted assets | 115,884,000 | 114,368,000 | 102,168,000 | 113,632,000 |