Call reports 2016
EASTBANK, NATIONAL ASSOCIATION — 2016
What EASTBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 187,416,000 | 189,151,000 | 190,084,000 | 184,664,000 |
| Total loans | 111,330,000 | 107,168,000 | 106,540,000 | 106,604,000 |
| Allowance for loan losses | 2,357,000 | 2,357,000 | 2,356,000 | 2,223,000 |
| Securities available for sale | 47,184,000 | 65,809,000 | 60,682,000 | 55,520,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,560,000 | 152,249,000 | 153,127,000 | 149,083,000 |
| Interest-bearing deposits | 133,065,000 | 136,166,000 | 138,013,000 | 132,182,000 |
| Noninterest-bearing deposits | 17,495,000 | 16,083,000 | 15,114,000 | 16,901,000 |
| Equity capital | 31,698,000 | 32,226,000 | 32,528,000 | 31,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 3,903,000 | 5,862,000 | 7,775,000 |
| Interest expense | 296,000 | 605,000 | 916,000 | 1,228,000 |
| Net interest income | 1,688,000 | 3,298,000 | 4,946,000 | 6,547,000 |
| Noninterest income | 45,000 | 212,000 | 272,000 | 362,000 |
| Noninterest expense | 1,231,000 | 2,433,000 | 3,734,000 | 5,164,000 |
| Provision for loan losses | 0 | 0 | 0 | -125,000 |
| Pretax income | 502,000 | 1,077,000 | 1,484,000 | 1,870,000 |
| Income tax | 236,000 | 504,000 | 663,000 | 775,000 |
| Net income | 266,000 | 573,000 | 821,000 | 1,095,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,956,000 | 31,263,000 | 31,512,000 | 31,786,000 |
| Total capital | 32,651,000 | 33,002,000 | 33,275,000 | 33,536,000 |
| Risk-weighted assets | 134,970,000 | 138,515,000 | 140,473,000 | 139,477,000 |