Call reports 2015
EASTBANK, NATIONAL ASSOCIATION — 2015
What EASTBANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 195,661,000 | 194,540,000 | 195,818,000 | 198,146,000 |
| Total loans | 108,311,000 | 103,243,000 | 104,613,000 | 107,760,000 |
| Allowance for loan losses | 2,349,000 | 2,358,000 | 2,356,000 | 2,357,000 |
| Securities available for sale | 59,737,000 | 60,497,000 | 62,997,000 | 62,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,792,000 | 157,240,000 | 158,819,000 | 161,712,000 |
| Interest-bearing deposits | 137,876,000 | 138,513,000 | 139,552,000 | 141,827,000 |
| Noninterest-bearing deposits | 19,917,000 | 18,727,000 | 19,267,000 | 19,885,000 |
| Equity capital | 30,766,000 | 30,608,000 | 31,004,000 | 31,090,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,984,000 | 3,988,000 | 5,959,000 | 7,945,000 |
| Interest expense | 278,000 | 570,000 | 863,000 | 1,150,000 |
| Net interest income | 1,706,000 | 3,418,000 | 5,096,000 | 6,795,000 |
| Noninterest income | 86,000 | 159,000 | 212,000 | 255,000 |
| Noninterest expense | 1,229,000 | 2,446,000 | 3,606,000 | 4,918,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 563,000 | 1,131,000 | 1,702,000 | 2,132,000 |
| Income tax | 265,000 | 538,000 | 832,000 | 982,000 |
| Net income | 298,000 | 593,000 | 870,000 | 1,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,750,000 | 30,044,000 | 30,410,000 | 30,690,000 |
| Total capital | 31,530,000 | 31,748,000 | 32,117,000 | 32,432,000 |
| Risk-weighted assets | 141,781,000 | 135,671,000 | 135,893,000 | 138,751,000 |