Call reports 2024
CHILLICOTHE STATE BANK — 2024
What CHILLICOTHE STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 143,921,000 | 136,097,000 | 136,994,000 | 135,402,000 |
| Total loans | 69,759,000 | 69,459,000 | 69,948,000 | 69,213,000 |
| Allowance for loan losses | 1,068,000 | 1,079,000 | 1,080,000 | 1,080,000 |
| Securities available for sale | 54,071,000 | 52,338,000 | 52,523,000 | 52,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 132,998,000 | 124,758,000 | 125,807,000 | 124,461,000 |
| Interest-bearing deposits | 92,126,000 | 88,340,000 | 89,861,000 | 86,211,000 |
| Noninterest-bearing deposits | 40,872,000 | 36,418,000 | 35,946,000 | 38,250,000 |
| Equity capital | 9,880,000 | 10,442,000 | 10,257,000 | 10,121,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 1,404,000 | 2,828,000 | 4,242,000 | 5,701,000 |
| Interest expense | 239,000 | 480,000 | 727,000 | 979,000 |
| Net interest income | 1,165,000 | 2,348,000 | 3,515,000 | 4,722,000 |
| Noninterest income | 133,000 | 268,000 | 407,000 | 538,000 |
| Noninterest expense | 831,000 | 1,676,000 | 2,474,000 | 3,431,000 |
| Provision for loan losses | -63,000 | -47,000 | -44,000 | -45,000 |
| Pretax income | 467,000 | 940,000 | 1,448,000 | 1,829,000 |
| Income tax | 99,000 | 237,000 | 330,000 | 421,000 |
| Net income | 368,000 | 703,000 | 1,118,000 | 1,408,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,615,000 | 12,950,000 | 11,757,000 | 12,047,000 |
| Total capital | 13,383,000 | 13,709,000 | 12,514,000 | 12,794,000 |
| Risk-weighted assets | 61,106,000 | 60,351,000 | 60,186,000 | 59,381,000 |