Call reports 2023
CHILLICOTHE STATE BANK — 2023
What CHILLICOTHE STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 144,202,000 | 139,406,000 | 139,178,000 | 143,674,000 |
| Total loans | 69,113,000 | 70,265,000 | 70,108,000 | 68,425,000 |
| Allowance for loan losses | 1,115,000 | 1,119,000 | 1,123,000 | 1,131,000 |
| Securities available for sale | 60,799,000 | 58,044,000 | 54,599,000 | 53,777,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,186,000 | 129,480,000 | 129,175,000 | 132,712,000 |
| Interest-bearing deposits | 95,910,000 | 92,127,000 | 89,827,000 | 90,941,000 |
| Noninterest-bearing deposits | 38,276,000 | 37,353,000 | 39,348,000 | 41,771,000 |
| Equity capital | 9,141,000 | 9,132,000 | 9,103,000 | 10,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,157,000 | 2,357,000 | 3,603,000 | 4,959,000 |
| Interest expense | 107,000 | 295,000 | 520,000 | 758,000 |
| Net interest income | 1,050,000 | 2,062,000 | 3,083,000 | 4,201,000 |
| Noninterest income | 122,000 | 243,000 | 357,000 | 475,000 |
| Noninterest expense | 814,000 | 1,702,000 | 2,479,000 | 3,321,000 |
| Provision for loan losses | 7,000 | 15,000 | 25,000 | 34,000 |
| Pretax income | 351,000 | 588,000 | 936,000 | 1,321,000 |
| Income tax | 79,000 | 130,000 | 200,000 | 288,000 |
| Net income | 272,000 | 458,000 | 736,000 | 1,033,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,574,000 | 12,761,000 | 13,038,000 | 12,847,000 |
| Total capital | 13,457,000 | 13,542,000 | 13,822,000 | 13,599,000 |
| Risk-weighted assets | 70,441,000 | 62,121,000 | 62,406,000 | 59,779,000 |