Call reports 2022
CHILLICOTHE STATE BANK — 2022
What CHILLICOTHE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 147,767,000 | 146,111,000 | 141,101,000 | 145,593,000 |
| Total loans | 65,871,000 | 66,854,000 | 67,755,000 | 66,957,000 |
| Allowance for loan losses | 1,117,000 | 1,125,000 | 1,104,000 | 1,108,000 |
| Securities available for sale | 68,238,000 | 65,388,000 | 64,083,000 | 63,547,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 137,048,000 | 136,042,000 | 132,122,000 | 135,669,000 |
| Interest-bearing deposits | 100,465,000 | 99,456,000 | 94,510,000 | 94,631,000 |
| Noninterest-bearing deposits | 36,583,000 | 36,586,000 | 37,612,000 | 41,038,000 |
| Equity capital | 9,896,000 | 9,268,000 | 8,172,000 | 9,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 928,000 | 1,920,000 | 2,958,000 | 4,042,000 |
| Interest expense | 41,000 | 82,000 | 125,000 | 188,000 |
| Net interest income | 887,000 | 1,838,000 | 2,833,000 | 3,854,000 |
| Noninterest income | 91,000 | 184,000 | 279,000 | 447,000 |
| Noninterest expense | 702,000 | 1,400,000 | 2,167,000 | 3,042,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 268,000 | 607,000 | 922,000 | 1,229,000 |
| Income tax | -95,000 | -17,000 | 51,000 | 132,000 |
| Net income | 363,000 | 624,000 | 871,000 | 1,097,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,449,000 | 12,710,000 | 12,956,000 | 13,184,000 |
| Total capital | 13,209,000 | 13,483,000 | 13,734,000 | 13,940,000 |
| Risk-weighted assets | 60,436,000 | 61,452,000 | 61,952,000 | 60,163,000 |