Call reports 2021
CHILLICOTHE STATE BANK — 2021
What CHILLICOTHE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 143,749,000 | 145,103,000 | 141,793,000 | 145,146,000 |
| Total loans | 69,415,000 | 69,126,000 | 66,550,000 | 66,683,000 |
| Allowance for loan losses | 1,069,000 | 1,085,000 | 1,100,000 | 1,108,000 |
| Securities available for sale | 56,848,000 | 62,760,000 | 63,418,000 | 63,254,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 131,310,000 | 132,298,000 | 129,127,000 | 132,903,000 |
| Interest-bearing deposits | 98,941,000 | 97,556,000 | 94,011,000 | 94,866,000 |
| Noninterest-bearing deposits | 32,369,000 | 34,742,000 | 35,116,000 | 38,037,000 |
| Equity capital | 11,666,000 | 11,995,000 | 11,822,000 | 11,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,018,000 | 3,173,000 | 4,132,000 |
| Interest expense | 65,000 | 122,000 | 173,000 | 219,000 |
| Net interest income | 953,000 | 1,896,000 | 3,000,000 | 3,913,000 |
| Noninterest income | 103,000 | 206,000 | 318,000 | 419,000 |
| Noninterest expense | 773,000 | 1,473,000 | 2,259,000 | 2,997,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 268,000 | 672,000 | 1,087,000 | 1,348,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 268,000 | 672,000 | 1,087,000 | 1,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,568,000 | 11,972,000 | 11,825,000 | 12,086,000 |
| Total capital | 12,358,000 | 12,749,000 | 12,573,000 | 12,839,000 |
| Risk-weighted assets | 62,925,000 | 61,891,000 | 59,482,000 | 59,884,000 |