Call reports 2020
CHILLICOTHE STATE BANK — 2020
What CHILLICOTHE STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 123,780,000 | 129,256,000 | 136,945,000 | 137,977,000 |
| Total loans | 71,379,000 | 72,474,000 | 72,557,000 | 70,144,000 |
| Allowance for loan losses | 1,073,000 | 1,030,000 | 1,043,000 | 1,058,000 |
| Securities available for sale | 34,223,000 | 36,981,000 | 44,474,000 | 47,165,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 111,728,000 | 116,577,000 | 124,002,000 | 125,352,000 |
| Interest-bearing deposits | 83,670,000 | 85,204,000 | 89,769,000 | 88,971,000 |
| Noninterest-bearing deposits | 28,058,000 | 31,373,000 | 34,233,000 | 36,381,000 |
| Equity capital | 11,226,000 | 11,793,000 | 12,069,000 | 11,889,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,288,000 | 3,364,000 | 4,504,000 |
| Interest expense | 166,000 | 299,000 | 402,000 | 480,000 |
| Net interest income | 998,000 | 1,989,000 | 2,962,000 | 4,024,000 |
| Noninterest income | 131,000 | 231,000 | 333,000 | 548,000 |
| Noninterest expense | 730,000 | 1,432,000 | 2,147,000 | 2,851,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 384,000 | 758,000 | 1,103,000 | 1,661,000 |
| Income tax | -4,000 | -4,000 | -4,000 | -4,000 |
| Net income | 388,000 | 762,000 | 1,107,000 | 1,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,671,000 | 11,045,000 | 11,389,000 | 11,300,000 |
| Total capital | 11,462,000 | 11,849,000 | 12,217,000 | 12,099,000 |
| Risk-weighted assets | 63,010,000 | 64,108,000 | 66,037,000 | 63,676,000 |