Call reports 2019
CHILLICOTHE STATE BANK — 2019
What CHILLICOTHE STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 126,535,000 | 122,998,000 | 119,684,000 | 120,965,000 |
| Total loans | 72,941,000 | 74,669,000 | 72,762,000 | 71,685,000 |
| Allowance for loan losses | 1,134,000 | 1,141,000 | 1,092,000 | 1,071,000 |
| Securities available for sale | 38,449,000 | 34,750,000 | 32,952,000 | 35,156,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,551,000 | 111,183,000 | 108,365,000 | 109,386,000 |
| Interest-bearing deposits | 88,647,000 | 84,867,000 | 80,678,000 | 82,072,000 |
| Noninterest-bearing deposits | 25,904,000 | 26,316,000 | 27,687,000 | 27,314,000 |
| Equity capital | 11,177,000 | 10,955,000 | 10,406,000 | 10,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,199,000 | 2,419,000 | 3,622,000 | 4,831,000 |
| Interest expense | 174,000 | 350,000 | 530,000 | 711,000 |
| Net interest income | 1,025,000 | 2,069,000 | 3,092,000 | 4,120,000 |
| Noninterest income | 109,000 | 222,000 | 336,000 | 449,000 |
| Noninterest expense | 762,000 | 1,457,000 | 2,233,000 | 2,954,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 364,000 | 826,000 | 1,180,000 | 1,592,000 |
| Income tax | 3,000 | 3,000 | 3,000 | 3,000 |
| Net income | 361,000 | 823,000 | 1,177,000 | 1,589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,334,000 | 10,837,000 | 10,231,000 | 10,570,000 |
| Total capital | 12,172,000 | 11,695,000 | 11,069,000 | 11,385,000 |
| Risk-weighted assets | 66,766,000 | 68,338,000 | 66,824,000 | 64,914,000 |