Call reports 2018
CHILLICOTHE STATE BANK — 2018
What CHILLICOTHE STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 131,586,000 | 125,623,000 | 123,869,000 | 125,795,000 |
| Total loans | 68,432,000 | 69,574,000 | 69,950,000 | 71,927,000 |
| Allowance for loan losses | 1,109,000 | 1,116,000 | 1,123,000 | 1,128,000 |
| Securities available for sale | 45,427,000 | 44,950,000 | 42,935,000 | 38,449,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,848,000 | 110,534,000 | 107,426,000 | 108,843,000 |
| Interest-bearing deposits | 92,821,000 | 86,115,000 | 82,792,000 | 82,390,000 |
| Noninterest-bearing deposits | 27,027,000 | 24,419,000 | 24,634,000 | 26,453,000 |
| Equity capital | 11,001,000 | 11,059,000 | 10,509,000 | 10,719,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,093,000 | 2,214,000 | 3,351,000 | 4,522,000 |
| Interest expense | 63,000 | 141,000 | 242,000 | 401,000 |
| Net interest income | 1,030,000 | 2,073,000 | 3,109,000 | 4,121,000 |
| Noninterest income | 110,000 | 231,000 | 352,000 | 473,000 |
| Noninterest expense | 716,000 | 1,405,000 | 2,123,000 | 2,898,000 |
| Provision for loan losses | 8,000 | 15,000 | 22,000 | 30,000 |
| Pretax income | 416,000 | 884,000 | 1,316,000 | 1,643,000 |
| Income tax | -14,000 | -5,000 | 4,000 | 7,000 |
| Net income | 430,000 | 889,000 | 1,312,000 | 1,636,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,626,000 | 11,726,000 | 11,309,000 | 11,213,000 |
| Total capital | 12,417,000 | 12,525,000 | 12,116,000 | 12,045,000 |
| Risk-weighted assets | 62,922,000 | 63,625,000 | 64,254,000 | 66,201,000 |