Call reports 2017
CHILLICOTHE STATE BANK — 2017
What CHILLICOTHE STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 135,860,000 | 136,992,000 | 129,748,000 | 127,895,000 |
| Total loans | 70,587,000 | 71,267,000 | 71,525,000 | 70,241,000 |
| Allowance for loan losses | 1,122,000 | 1,090,000 | 1,095,000 | 1,102,000 |
| Securities available for sale | 44,745,000 | 47,192,000 | 45,970,000 | 43,794,000 |
| Securities held to maturity | 22,000 | 11,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 123,520,000 | 124,048,000 | 117,535,000 | 116,353,000 |
| Interest-bearing deposits | 103,249,000 | 102,798,000 | 96,976,000 | 92,452,000 |
| Noninterest-bearing deposits | 20,271,000 | 21,250,000 | 20,559,000 | 23,901,000 |
| Equity capital | 11,582,000 | 12,142,000 | 11,379,000 | 10,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,022,000 | 2,101,000 | 3,203,000 | 4,290,000 |
| Interest expense | 54,000 | 116,000 | 175,000 | 229,000 |
| Net interest income | 968,000 | 1,985,000 | 3,028,000 | 4,061,000 |
| Noninterest income | 103,000 | 204,000 | 308,000 | 426,000 |
| Noninterest expense | 720,000 | 1,383,000 | 2,072,000 | 2,761,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 343,000 | 791,000 | 1,241,000 | 1,696,000 |
| Income tax | -3,000 | 1,000 | 5,000 | 8,000 |
| Net income | 346,000 | 790,000 | 1,236,000 | 1,688,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,704,000 | 12,149,000 | 11,393,000 | 11,197,000 |
| Total capital | 12,543,000 | 12,996,000 | 12,241,000 | 12,015,000 |
| Risk-weighted assets | 66,870,000 | 67,545,000 | 67,641,000 | 65,171,000 |