Call reports 2014
CHILLICOTHE STATE BANK — 2014
What CHILLICOTHE STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 133,433,000 | 131,216,000 | 122,742,000 | 125,076,000 |
| Total loans | 69,661,000 | 70,231,000 | 69,597,000 | 68,715,000 |
| Allowance for loan losses | 1,079,000 | 1,020,000 | 996,000 | 1,011,000 |
| Securities available for sale | 52,090,000 | 50,547,000 | 44,151,000 | 43,127,000 |
| Securities held to maturity | 263,000 | 260,000 | 251,000 | 159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,074,000 | 115,019,000 | 106,943,000 | 111,580,000 |
| Interest-bearing deposits | 99,477,000 | 95,849,000 | 91,547,000 | 92,185,000 |
| Noninterest-bearing deposits | 19,597,000 | 19,170,000 | 15,396,000 | 19,395,000 |
| Equity capital | 11,362,000 | 11,278,000 | 11,654,000 | 10,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,058,000 | 2,126,000 | 3,193,000 | 4,249,000 |
| Interest expense | 76,000 | 151,000 | 230,000 | 304,000 |
| Net interest income | 982,000 | 1,975,000 | 2,963,000 | 3,945,000 |
| Noninterest income | 158,000 | 323,000 | 484,000 | 644,000 |
| Noninterest expense | 637,000 | 1,321,000 | 1,997,000 | 2,735,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 90,000 |
| Pretax income | 481,000 | 932,000 | 1,387,000 | 1,768,000 |
| Income tax | -10,000 | -3,000 | 2,000 | 6,000 |
| Net income | 491,000 | 935,000 | 1,385,000 | 1,762,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,447,000 | 11,195,000 | 11,644,000 | 10,612,000 |
| Total capital | 12,298,000 | 12,052,000 | 12,481,000 | 11,441,000 |
| Risk-weighted assets | 67,882,000 | 68,448,000 | 66,790,000 | 66,154,000 |