Call reports 2025
BANK OF ABBEVILLE & TRUST COMPANY — 2025
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 221,027,000 | 221,729,000 | 236,738,000 | 242,585,000 |
| Total loans | 121,567,000 | 121,698,000 | 121,842,000 | 118,950,000 |
| Allowance for loan losses | 1,761,000 | 1,773,000 | 1,744,000 | 1,737,000 |
| Securities available for sale | 73,882,000 | 70,002,000 | 75,409,000 | 79,359,000 |
| Securities held to maturity | 2,395,000 | 2,388,000 | 1,683,000 | 1,650,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 193,240,000 | 192,785,000 | 206,486,000 | 212,342,000 |
| Interest-bearing deposits | 123,102,000 | 125,051,000 | 130,905,000 | 129,456,000 |
| Noninterest-bearing deposits | 70,138,000 | 67,734,000 | 75,581,000 | 82,886,000 |
| Equity capital | 25,432,000 | 26,516,000 | 27,469,000 | 28,157,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,371,000 | 4,960,000 | 7,641,000 | 10,428,000 |
| Interest expense | 605,000 | 1,294,000 | 2,030,000 | 2,786,000 |
| Net interest income | 1,766,000 | 3,666,000 | 5,611,000 | 7,642,000 |
| Noninterest income | 169,000 | 346,000 | 699,000 | 1,045,000 |
| Noninterest expense | 1,306,000 | 2,689,000 | 4,328,000 | 5,830,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 8,000 |
| Pretax income | 620,000 | 1,305,000 | 1,955,000 | 2,821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 620,000 | 1,305,000 | 1,955,000 | 2,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,951,000 | 30,637,000 | 30,786,000 | 31,152,000 |