Call reports 2024
BANK OF ABBEVILLE & TRUST COMPANY — 2024
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 202,199,000 | 202,392,000 | 210,756,000 | 208,634,000 |
| Total loans | 115,396,000 | 116,316,000 | 120,917,000 | 121,418,000 |
| Allowance for loan losses | 1,736,000 | 1,743,000 | 1,756,000 | 1,743,000 |
| Securities available for sale | 57,547,000 | 59,341,000 | 62,667,000 | 61,018,000 |
| Securities held to maturity | 2,720,000 | 2,714,000 | 2,418,000 | 2,401,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,241,000 | 175,493,000 | 181,819,000 | 181,649,000 |
| Interest-bearing deposits | 110,750,000 | 113,214,000 | 114,350,000 | 115,021,000 |
| Noninterest-bearing deposits | 65,491,000 | 62,279,000 | 67,469,000 | 66,628,000 |
| Equity capital | 23,504,000 | 24,202,000 | 25,937,000 | 24,739,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,102,000 | 4,322,000 | 6,632,000 | 9,039,000 |
| Interest expense | 403,000 | 851,000 | 1,360,000 | 1,912,000 |
| Net interest income | 1,699,000 | 3,471,000 | 5,272,000 | 7,127,000 |
| Noninterest income | 180,000 | 358,000 | 523,000 | 806,000 |
| Noninterest expense | 1,280,000 | 2,610,000 | 3,979,000 | 5,415,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 590,000 | 1,201,000 | 1,789,000 | 2,482,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 590,000 | 1,201,000 | 1,789,000 | 2,482,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,038,000 | 29,649,000 | 29,738,000 | 29,931,000 |