Call reports 2023
BANK OF ABBEVILLE & TRUST COMPANY — 2023
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 193,613,000 | 189,005,000 | 185,631,000 | 193,420,000 |
| Total loans | 115,241,000 | 116,520,000 | 115,627,000 | 116,300,000 |
| Allowance for loan losses | 1,691,000 | 1,697,000 | 1,701,000 | 1,723,000 |
| Securities available for sale | 53,666,000 | 52,928,000 | 50,813,000 | 56,264,000 |
| Securities held to maturity | 2,876,000 | 2,870,000 | 2,863,000 | 2,727,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,825,000 | 163,741,000 | 161,602,000 | 166,964,000 |
| Interest-bearing deposits | 108,164,000 | 105,729,000 | 105,331,000 | 105,820,000 |
| Noninterest-bearing deposits | 60,661,000 | 58,012,000 | 56,271,000 | 61,144,000 |
| Equity capital | 22,493,000 | 22,806,000 | 21,417,000 | 24,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,859,000 | 3,747,000 | 5,694,000 | 7,714,000 |
| Interest expense | 161,000 | 379,000 | 654,000 | 983,000 |
| Net interest income | 1,698,000 | 3,368,000 | 5,040,000 | 6,731,000 |
| Noninterest income | 146,000 | 349,000 | 514,000 | 777,000 |
| Noninterest expense | 1,182,000 | 2,403,000 | 3,609,000 | 5,254,000 |
| Provision for loan losses | 6,000 | 6,000 | 6,000 | 24,000 |
| Pretax income | 656,000 | 1,308,000 | 1,939,000 | 2,230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 656,000 | 1,308,000 | 1,939,000 | 2,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,374,000 | 29,026,000 | 29,157,000 | 29,448,000 |