Call reports 2020
BANK OF ABBEVILLE & TRUST COMPANY — 2020
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 175,075,000 | 192,542,000 | 190,932,000 | 195,255,000 |
| Total loans | 92,734,000 | 105,863,000 | 107,032,000 | 103,883,000 |
| Allowance for loan losses | 1,175,000 | 1,265,000 | 1,352,000 | 1,412,000 |
| Securities available for sale | 53,529,000 | 41,417,000 | 43,876,000 | 48,590,000 |
| Securities held to maturity | 4,764,000 | 4,756,000 | 4,423,000 | 4,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,876,000 | 160,267,000 | 158,292,000 | 163,117,000 |
| Interest-bearing deposits | 94,068,000 | 97,404,000 | 98,946,000 | 103,943,000 |
| Noninterest-bearing deposits | 49,808,000 | 62,863,000 | 59,346,000 | 59,174,000 |
| Equity capital | 29,635,000 | 30,549,000 | 30,902,000 | 30,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,493,000 | 2,966,000 | 4,421,000 | 5,889,000 |
| Interest expense | 201,000 | 365,000 | 514,000 | 659,000 |
| Net interest income | 1,292,000 | 2,601,000 | 3,907,000 | 5,230,000 |
| Noninterest income | 269,000 | 673,000 | 1,106,000 | 1,621,000 |
| Noninterest expense | 1,177,000 | 2,347,000 | 3,568,000 | 5,014,000 |
| Provision for loan losses | 0 | 72,000 | 157,000 | 225,000 |
| Pretax income | 384,000 | 855,000 | 1,288,000 | 1,612,000 |
| Income tax | 44,000 | 174,000 | 249,000 | 265,000 |
| Net income | 340,000 | 681,000 | 1,039,000 | 1,347,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,802,000 | 30,142,000 | 30,501,000 | 30,317,000 |