Call reports 2019
BANK OF ABBEVILLE & TRUST COMPANY — 2019
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,005,000 | 174,387,000 | 173,522,000 | 173,235,000 |
| Total loans | 87,591,000 | 90,295,000 | 93,163,000 | 86,736,000 |
| Allowance for loan losses | 1,075,000 | 1,138,000 | 1,165,000 | 1,174,000 |
| Securities available for sale | 61,152,000 | 60,439,000 | 55,103,000 | 58,751,000 |
| Securities held to maturity | 6,066,000 | 6,059,000 | 4,845,000 | 4,838,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,080,000 | 142,458,000 | 141,215,000 | 142,216,000 |
| Interest-bearing deposits | 103,023,000 | 99,099,000 | 97,168,000 | 95,369,000 |
| Noninterest-bearing deposits | 45,057,000 | 43,359,000 | 44,047,000 | 46,847,000 |
| Equity capital | 29,280,000 | 30,095,000 | 30,472,000 | 29,572,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,531,000 | 3,086,000 | 4,635,000 | 6,186,000 |
| Interest expense | 190,000 | 391,000 | 600,000 | 807,000 |
| Net interest income | 1,341,000 | 2,695,000 | 4,035,000 | 5,379,000 |
| Noninterest income | 126,000 | 298,000 | 730,000 | 959,000 |
| Noninterest expense | 1,112,000 | 2,262,000 | 3,640,000 | 5,027,000 |
| Provision for loan losses | 36,000 | 72,000 | 108,000 | 120,000 |
| Pretax income | 319,000 | 659,000 | 1,022,000 | 1,196,000 |
| Income tax | 41,000 | 84,000 | 139,000 | 150,000 |
| Net income | 278,000 | 575,000 | 883,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,548,000 | 29,845,000 | 30,153,000 | 29,727,000 |
| Total capital | 30,623,000 | 30,983,000 | 31,318,000 | 30,901,000 |
| Risk-weighted assets | 101,049,000 | 104,538,000 | 102,348,000 | 95,206,000 |