Call reports 2018
BANK OF ABBEVILLE & TRUST COMPANY — 2018
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 176,637,000 | 174,045,000 | 176,532,000 | 175,299,000 |
| Total loans | 75,986,000 | 81,628,000 | 83,091,000 | 85,779,000 |
| Allowance for loan losses | 961,000 | 967,000 | 903,000 | 1,066,000 |
| Securities available for sale | 76,826,000 | 67,127,000 | 62,767,000 | 62,467,000 |
| Securities held to maturity | 6,152,000 | 6,145,000 | 12,138,000 | 6,129,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,118,000 | 145,094,000 | 147,242,000 | 145,407,000 |
| Interest-bearing deposits | 104,698,000 | 100,195,000 | 100,330,000 | 102,043,000 |
| Noninterest-bearing deposits | 43,420,000 | 44,899,000 | 46,912,000 | 43,364,000 |
| Equity capital | 27,012,000 | 27,229,000 | 27,387,000 | 28,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,390,000 | 2,842,000 | 4,317,000 | 5,838,000 |
| Interest expense | 149,000 | 297,000 | 463,000 | 641,000 |
| Net interest income | 1,241,000 | 2,545,000 | 3,854,000 | 5,197,000 |
| Noninterest income | 245,000 | 445,000 | 664,000 | 1,541,000 |
| Noninterest expense | 1,130,000 | 2,269,000 | 3,392,000 | 4,829,000 |
| Provision for loan losses | 21,000 | 69,000 | 113,000 | 279,000 |
| Pretax income | 335,000 | 656,000 | 1,019,000 | 1,636,000 |
| Income tax | 0 | 60,000 | 101,000 | 165,000 |
| Net income | 335,000 | 596,000 | 918,000 | 1,471,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,571,000 | 28,832,000 | 29,154,000 | 29,653,000 |
| Total capital | 29,532,000 | 29,799,000 | 30,057,000 | 30,719,000 |
| Risk-weighted assets | 97,263,000 | 96,919,000 | 99,446,000 | 100,630,000 |