Call reports 2017
BANK OF ABBEVILLE & TRUST COMPANY — 2017
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 184,011,000 | 182,937,000 | 177,993,000 | 174,687,000 |
| Total loans | 59,251,000 | 61,869,000 | 66,766,000 | 71,830,000 |
| Allowance for loan losses | 904,000 | 901,000 | 903,000 | 926,000 |
| Securities available for sale | 95,610,000 | 91,868,000 | 86,468,000 | 79,338,000 |
| Securities held to maturity | 6,762,000 | 6,750,000 | 6,739,000 | 6,159,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,902,000 | 153,244,000 | 147,981,000 | 146,072,000 |
| Interest-bearing deposits | 109,484,000 | 106,451,000 | 106,965,000 | 105,594,000 |
| Noninterest-bearing deposits | 45,418,000 | 46,793,000 | 41,016,000 | 40,478,000 |
| Equity capital | 27,578,000 | 28,101,000 | 28,275,000 | 27,180,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,216,000 | 2,486,000 | 3,817,000 | 5,205,000 |
| Interest expense | 158,000 | 316,000 | 472,000 | 626,000 |
| Net interest income | 1,058,000 | 2,170,000 | 3,345,000 | 4,579,000 |
| Noninterest income | 193,000 | 352,000 | 530,000 | 779,000 |
| Noninterest expense | 1,093,000 | 2,247,000 | 3,399,000 | 4,653,000 |
| Provision for loan losses | 15,000 | 20,000 | 20,000 | 35,000 |
| Pretax income | 143,000 | 255,000 | 456,000 | 678,000 |
| Income tax | 0 | 0 | 0 | 300,000 |
| Net income | 143,000 | 255,000 | 456,000 | 378,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,319,000 | 28,431,000 | 28,632,000 | 28,236,000 |
| Total capital | 29,223,000 | 29,332,000 | 29,535,000 | 29,162,000 |
| Risk-weighted assets | 81,381,000 | 82,906,000 | 88,595,000 | 89,313,000 |