Call reports 2016
BANK OF ABBEVILLE & TRUST COMPANY — 2016
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 182,944,000 | 188,510,000 | 183,044,000 | 180,990,000 |
| Total loans | 48,066,000 | 53,474,000 | 56,465,000 | 54,676,000 |
| Allowance for loan losses | 858,000 | 843,000 | 842,000 | 879,000 |
| Securities available for sale | 72,306,000 | 85,219,000 | 98,332,000 | 96,768,000 |
| Securities held to maturity | 20,579,000 | 13,349,000 | 7,079,000 | 6,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 152,837,000 | 158,131,000 | 152,668,000 | 152,596,000 |
| Interest-bearing deposits | 109,607,000 | 108,645,000 | 109,341,000 | 108,421,000 |
| Noninterest-bearing deposits | 43,230,000 | 49,486,000 | 43,327,000 | 44,175,000 |
| Equity capital | 28,667,000 | 28,777,000 | 28,653,000 | 27,006,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,339,000 | 2,561,000 | 3,756,000 | 4,987,000 |
| Interest expense | 161,000 | 321,000 | 481,000 | 640,000 |
| Net interest income | 1,178,000 | 2,240,000 | 3,275,000 | 4,347,000 |
| Noninterest income | 173,000 | 392,000 | 625,000 | 880,000 |
| Noninterest expense | 1,093,000 | 2,288,000 | 3,423,000 | 4,572,000 |
| Provision for loan losses | 0 | 12,000 | 27,000 | 57,000 |
| Pretax income | 258,000 | 332,000 | 450,000 | 598,000 |
| Income tax | 0 | 0 | 0 | -76,000 |
| Net income | 258,000 | 332,000 | 450,000 | 674,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 28,252,000 | 28,325,000 | 28,443,000 | 28,175,000 |
| Total capital | 29,110,000 | 29,168,000 | 29,285,000 | 29,054,000 |
| Risk-weighted assets | 73,681,000 | 71,212,000 | 77,805,000 | 73,894,000 |