Call reports 2015
BANK OF ABBEVILLE & TRUST COMPANY — 2015
What BANK OF ABBEVILLE & TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 187,196,000 | 181,651,000 | 178,199,000 | 181,948,000 |
| Total loans | 50,111,000 | 51,085,000 | 50,045,000 | 50,900,000 |
| Allowance for loan losses | 827,000 | 822,000 | 817,000 | 840,000 |
| Securities available for sale | 79,527,000 | 78,200,000 | 78,947,000 | 77,216,000 |
| Securities held to maturity | 21,628,000 | 21,625,000 | 21,622,000 | 21,183,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 157,767,000 | 152,744,000 | 147,875,000 | 152,612,000 |
| Interest-bearing deposits | 107,677,000 | 107,126,000 | 105,645,000 | 107,943,000 |
| Noninterest-bearing deposits | 50,090,000 | 45,618,000 | 42,230,000 | 44,669,000 |
| Equity capital | 27,917,000 | 27,409,000 | 28,632,000 | 27,755,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,348,000 | 2,719,000 | 4,090,000 | 5,439,000 |
| Interest expense | 163,000 | 323,000 | 484,000 | 646,000 |
| Net interest income | 1,185,000 | 2,396,000 | 3,606,000 | 4,793,000 |
| Noninterest income | 162,000 | 376,000 | 596,000 | 889,000 |
| Noninterest expense | 1,126,000 | 2,296,000 | 3,276,000 | 4,547,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 66,000 |
| Pretax income | 209,000 | 449,000 | 884,000 | 1,072,000 |
| Income tax | 0 | 0 | 0 | 90,000 |
| Net income | 209,000 | 449,000 | 884,000 | 982,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,743,000 | 27,983,000 | 28,419,000 | 27,994,000 |
| Total capital | 28,570,000 | 28,805,000 | 29,236,000 | 28,834,000 |
| Risk-weighted assets | 75,972,000 | 76,599,000 | 75,340,000 | 75,560,000 |