Call reports 2021
CITIZENS NATIONAL BANK — 2021
What CITIZENS NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 528,394,000 | 550,375,000 | 566,779,000 | 610,261,000 |
| Total loans | 299,538,000 | 314,310,000 | 334,853,000 | 358,857,000 |
| Allowance for loan losses | 5,010,000 | 5,146,000 | 5,281,000 | 5,415,000 |
| Securities available for sale | 153,341,000 | 171,760,000 | 168,106,000 | 173,291,000 |
| Securities held to maturity | 11,957,000 | 11,967,000 | 8,486,000 | 8,469,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 474,564,000 | 494,969,000 | 509,797,000 | 553,257,000 |
| Interest-bearing deposits | 344,910,000 | 351,994,000 | 366,302,000 | 395,439,000 |
| Noninterest-bearing deposits | 129,654,000 | 142,975,000 | 143,495,000 | 157,818,000 |
| Equity capital | 52,548,000 | 53,928,000 | 55,326,000 | 55,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 4,237,000 | 8,913,000 | 13,341,000 | 17,958,000 |
| Interest expense | 484,000 | 913,000 | 1,283,000 | 1,628,000 |
| Net interest income | 3,753,000 | 8,000,000 | 12,058,000 | 16,330,000 |
| Noninterest income | 324,000 | 685,000 | 1,062,000 | 1,409,000 |
| Noninterest expense | 2,278,000 | 4,596,000 | 6,853,000 | 9,386,000 |
| Provision for loan losses | 135,000 | 270,000 | 405,000 | 540,000 |
| Pretax income | 1,664,000 | 3,819,000 | 5,879,000 | 7,839,000 |
| Income tax | 333,000 | 771,000 | 1,196,000 | 1,597,000 |
| Net income | 1,331,000 | 3,048,000 | 4,683,000 | 6,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,018,000 | 53,539,000 | 54,880,000 | 56,444,000 |
| Total capital | 56,406,000 | 58,212,000 | 59,803,000 | 61,769,000 |
| Risk-weighted assets | 350,349,000 | 373,357,000 | 393,490,000 | 425,850,000 |